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Welcome to Apex Wallet. By creating an account or otherwise accessing the product you agree to be bound by these Terms & Conditions. Please read them carefully before you start.
Eligibility: Apex Wallet is intended for personal use by individuals aged 13 or older. By using Apex Wallet you represent that you meet this requirement.
Your account: You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately if you suspect unauthorised access.
Acceptable use: Apex Wallet is provided for your individual, non-commercial personal finance management. You may not use Apex Wallet to process transactions on behalf of third parties, run a financial advisory service, or derive commercial gain from the product or its data.
Data accuracy: Apex Wallet does not connect to external financial institutions. All figures displayed are based solely on data you manually enter. We make no representation that the totals, projections, or reports generated by Apex Wallet are accurate, complete, or suitable for any financial decision. Always consult a qualified financial adviser before making significant financial decisions.
Intellectual property: The Apex Wallet name, logo, UI design, and source code are the exclusive property of Phyo Min Khant. You may not copy, modify, distribute, or create derivative works from any part of the product without prior written consent.
Disclaimer & limitation of liability: Apex Wallet is provided 'as is' without warranties of any kind. To the maximum extent permitted by law, Phyo Min Khant shall not be liable for any indirect, incidental, or consequential damages arising from your use of the product, including any loss of data or financial decisions made in reliance on Apex Wallet's outputs.
Changes to terms: We may update these Terms at any time. Continued use of Apex Wallet after the updated Terms are posted constitutes acceptance. We will always display the 'Last updated' date at the top of this page.
Last updated: October 1, 2026
By accessing or using Apex Wallet, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions and any policies referenced herein.
If you do not agree with any part of these terms, please do not use Apex Wallet.
Phyo Min Khant grants you a limited, non-exclusive, non-transferable, revocable licence to use Apex Wallet for your personal, non-commercial use. This licence does not allow you to:
All content, design, code, graphics, and other materials within Apex Wallet are the exclusive property of Phyo Min Khant and are protected by copyright and intellectual property laws. You may not reproduce or distribute any part of the product without prior written permission.
When using Apex Wallet, you agree to:
Apex Wallet is provided "as is" and "as available" without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that the product will be uninterrupted, error-free, or free of harmful components.
To the fullest extent permitted by law, Phyo Min Khant shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or goodwill — arising from your use of, or inability to use, Apex Wallet.
We reserve the right to suspend or terminate your access to Apex Wallet at our sole discretion, without notice, for conduct that violates these Terms or is harmful to other users, us, or third parties.
Apex Wallet may contain links to or integrations with third-party services. We are not responsible for their content, privacy policies, or practices, and we encourage you to review their terms independently.
These Terms shall be governed by applicable laws. Any disputes arising from the use of Apex Wallet will first be resolved through good-faith negotiation, and thereafter through the jurisdiction of competent courts.
We may revise these Terms at any time. The updated version will take effect upon posting, indicated by a new "Last updated" date. Continued use of Apex Wallet constitutes acceptance of the revised terms.
Questions about these Terms & Conditions? Please reach out:
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